Terms & Conditions

    1. Acceptance of Terms

    By accessing our website or applying for any of our services, you acknowledge that you have read, understood, and agree to these terms. If you do not agree, please refrain from using our services.

    2. Eligibility

    Our services are available to individuals who meet the eligibility criteria defined for specific loan products. You agree to provide accurate and truthful information when applying for any service.

    3. Use of Website

    You agree to use our website for lawful purposes only and not to engage in activities that could harm or disrupt our services, systems, or other users. Unauthorized access, hacking, or data scraping is strictly prohibited.

    4. Loan Terms and Conditions

    The approval, disbursal, and repayment of loans are subject to specific terms and conditions outlined in the loan agreement. These include:

    • Interest rates, repayment schedules, and applicable fees.
    • Submission of accurate documentation and adherence to eligibility criteria.
    • Consequences of delayed or non-repayment as per regulatory norms.

    5. Intellectual Property

    All content, including text, graphics, logos, and software on this website, is the property of LIC Housing Finance. Unauthorized reproduction, modification, or distribution is prohibited.

    6. Privacy

    Your use of our services is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information.

    7. Limitation of Liability

    LIC Housing Finance is not liable for any damages arising from the use or inability to use our services, including technical failures, data loss, or unauthorized access. Users are responsible for maintaining the confidentiality of their account details.

    8. Modifications

    We reserve the right to modify these terms at any time. Changes will be posted on this page with the updated effective date. Continued use of our services constitutes acceptance of the revised terms.

    9. Governing Law

    These terms are governed by the laws of India. Any disputes arising under these terms shall be resolved exclusively in the courts located in [Insert Jurisdiction].

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