Privacy Policy

1. Information We Collect

• Personal Identifiable Information (PII): Name, address, phone number, email, date of birth, PAN, Aadhaar, etc.
• Financial Information: Income details, bank account information, credit history, loan details, etc.
• Usage Data: IP address, browser type, pages visited, and other website usage statistics.
• Communication Data: Information provided during interactions via email, phone, or customer support.

2. How We Use Your Information

The information we collect is used for:

• Processing loan applications and disbursals.
• Verifying identity and financial eligibility.
• Communicating updates, offers, and policy changes.
• Improving customer service and website functionality.
• Complying with legal and regulatory requirements.

3. Sharing and Disclosure of Information

We may share your information with:

• Regulatory authorities and government bodies, as required by law.
• Partner organizations and service providers (e.g., credit bureaus, payment gateways) for operational purposes.
• Affiliates and subsidiaries for internal business purposes.

We ensure that third parties handle your data with confidentiality and adhere to data protection laws.

4. Data Security

We implement robust security measures, including encryption, firewalls, and access controls, to protect your data against unauthorized access, alteration, or disclosure.

5. Your Rights

You have the right to:

• Access and update your personal information.
• Request the deletion of your data, subject to legal obligations.
• Opt-out of marketing communications at any time.

6. Cookies and Tracking Technologies

Our website may use cookies to enhance user experience and collect analytics data. By using our website, you consent to the use of cookies.

7. Updates to This Policy

We reserve the right to update this Privacy Policy from time to time. Changes will be notified on our website with the revised effective date.